The social media posts that went viral stating the COVID-19 patients can claim RM50 from the government for each day that they are hospitalized is actually true. But before that, you have to be eligible for ‘mySalam’ which is actually the government’s free public health protection scheme.
For information, ‘mySalam’ is a takaful income assistance scheme meant to help all the Malaysians in the lower income group or better known as the B40 category.
There is no specific application is needed for this particular financial aid. In a matter of fact, ‘mySalam.’ coverage is automatically given towards the eligible Cost of Living Aid (BSH) recipients and it is also based on their own age, marital status, and also income status.
You are covered by ‘mySalam’ if you are a BSH recipient who is:
– A married individual aged between 18 and 65,
– A single individual aged between 40 and 65 with an income of less than RM24,000 per annum, or
– A disabled individual aged between 18 and 65 with an income of less than RM24,000 per annum.
The two main benefits of the ‘mySalam’ coverage are:
– A one-time critical illness claim of RM8,000 if you are diagnosed with any of the stated 45 illnesses
– A hospitalization benefit of RM50 per day for a maximum of 14 days (or a maximum of RM700) per annum at any government, military, or university hospital.
‘mySalam’ scheme can help cover some of the hospitalization and treatment costs if you are a COVID-19 patient. In addition, patients who develop complications caused by COVID-19 that result in any of the 45 listed critical illnesses can also make a claim under the critical illness benefit.
These are the documents you need to submit online to ‘mySalam’ to claim the benefit:
– If you are a patient hospitalized with COVID-19, get a discharge note or any document issued by the hospital or the Ministry of Health (MOH) confirming your diagnosis.
– If you are suspected of having COVID-19 but placed under quarantine in a hospital or quarantine center, the isolation order issued by the MOH is required as proof.
Claims then will be processed within 10 working days and payment will be credited directly into the recipient’s account as registered with the BSH scheme.
To check the eligibility as well as to make ‘mySalam’ claims, you can go to the mySalam website.
Sources: mySalam.